Although there are some instances where comprehensive insurance is required for a driver such as when there is a loan being paid on a car, sometimes it can be a good idea to skip comprehensive coverage and simply get Los Angeles County car insurance that doesn't include collision insurance when a car is very old and it would be totaled anyway if an accident were to occur. In these circumstances it would be fine to simply get comprehensive coverage without the collision coverage attached to the insurance agreement information, especially if a person is a safe driver anyway.